Family loan agreement template nz

This range of New Zealand loan agreements cover individuals to a corporate body. Payment terms, interest and guarantees are considered.

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Friends and family loan agreement

This is a simple loan agreement suitable for lending to friends or family. It is intended to make clear to the borrower that the arrangement is "for real" and that the lender intends that the money should be repaid on time as agreed. Complies with relevant New Zealand legislation.

Loan agreement - interest and principal

A simple deed to record a loan that is owing with equal monthly principal and interest payments, with allowance for full or partial early repayment. The Loan document may be used for personal loans, and may be suitable for some business lending between associated parties. Complies with relevant New Zealand legislation.

Loan agreement - on demand no interest

A simple deed to record an interest free loan that has no set terms of repayment. This "on demand" loan can be called up at any time. Most often appropriate to record long term inter-family lending but may be suitable for some New Zealand business lending between associated parties.

Loan agreement - on demand with interest

A simple deed to record a loan that has interest payable but no other set terms of repayment. This "on demand" loan can be called up at any time, and has interest payable in the meantime. Complies with relevant New Zealand legislation.

Loan agreement - fixed term interest if demanded

A simple deed to record a loan that is owing and that has a set date for repayment of the loan with interest payable annually, but only if demanded, in the meantime. Complies with relevant New Zealand legislation.

Loan agreement - fixed term - interest only

A simple deed to record a loan that is owing and that has a set date for repayment of the loan with interest payable in the meantime, but not on a table basis. Complies with relevant New Zealand legislation.

Company borrower, secured on physical assets, guarantor option

An agreement between a lender, who may be an individual or a corporate body, and a borrower, who is a New Zealand company. Loan secured on specific physical assets.

Company, secured on financial instruments

An agreement between a lender, who may be an individual or a corporate body, and a borrower, who is a New Zealand company. Loan secured on shares, intellectual property rights or other intangible property.

Individual borrower, secured on financial assets

An agreement between a lender, who may be an individual or a corporate body, and a borrower, who is a individual person (not a company). Complies with relevant New Zealand legislation.

Private borrower, secured on physical assets

An agreement between a lender, human or corporate, and a borrower, who is an individual person or partnership and not a company. Complies with relevant New Zealand legislation.

Company, secured by guarantee

An agreement between a lender, who may be an individual or a corporate body, and a borrower, who is a New Zealand company. Guarantee (probably by directors of company).

Person to person, secured by guarantee

An agreement between a human individual lender and borrower. The loan is secured with a guarantee by a third party, who may be a friend, relative or business partner. Complies with relevant New Zealand legislation.

Unsecured loan agreement: person to person, private or business

An agreement between a lender, who may be an individual or a corporate body, and a borrower, who is a individual person (or a New Zealand company).

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